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Find a solid retirement savings plan.</div></div></div></div><div class="mb-20" data-testid="IconListItem" data-webtasks-id="755d0572-aa6c-4eaa"><div class="d-flex" data-webtasks-id="c9716786-6705-4373"><div class="pt-5" data-webtasks-id="02f7f0a9-b1fa-4083"><div class="mr-10 CategoryIcon_base___n6ma CategoryIcon_Retirement__FtuBV d-inline-flex p-5 rounded-sm align-items-center justify-content-center" data-testid="CategoryIcon" data-webtasks-id="83d882bf-a688-42ba"><svg aria-label="Retirement" aria-hidden="true" class="rmd-icon rmd-icon--svg CategoryIcon_Icon__MkJrb" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="b323afef-d976-459e"><g data-webtasks-id="7cce4262-0018-4293"><path d="M19.83,7.5l-2.27-2.27c0.07-0.42,0.18-0.81,0.32-1.15C17.96,3.9,18,3.71,18,3.5C18,2.67,17.33,2,16.5,2 c-1.64,0-3.09,0.79-4,2l-5,0C4.46,4,2,6.46,2,9.5S4.5,21,4.5,21l5.5,0v-2h2v2l5.5,0l1.68-5.59L22,14.47V7.5H19.83z M13,9H8V7h5V9z M16,11c-0.55,0-1-0.45-1-1c0-0.55,0.45-1,1-1s1,0.45,1,1C17,10.55,16.55,11,16,11z" data-webtasks-id="3a3f00e2-7d11-4fe4"></path></g></svg></div></div><div class="overflow-auto" data-webtasks-id="ac61a83e-22f8-48ce"><a class="font-18 font-weight-semi-bold lh-sm" href="/money/financial-independence-retire-early" data-webtasks-id="3014a73f-ce99-47e0">What is the FIRE movement and is it for you?</a><div class="mt-5 font-14 text-gray-700 text-truncate font-serif" data-webtasks-id="d9011914-9674-4516">Burning desire: financial independence; retire early.</div></div></div></div></div></div></div></div><div class="mb-40 mt-20" data-testid="GlossaryModule" data-webtasks-id="b85e7293-103f-415d"><div class="grid align-items-center justify-content-between col-100 col-md-50" data-webtasks-id="aa0f68ba-64e9-483d"><h2 class="font-sans-serif" data-webtasks-id="857f5332-4c16-453b">Featured Term</h2><a class="blue-navy mr-0 mr-md-20 font-weight-semi-bold" href="/money/glossary" data-webtasks-id="bc832925-b2f7-4c3e">See All</a></div><div class="grid gx-40" data-webtasks-id="c3fa8494-9066-4bc4"><div class="col-100 col-md-50" data-webtasks-id="69454948-75f3-4ba0"><div class="card" data-testid="Card" data-webtasks-id="b209804f-6537-402b"><div class="mx-30 mt-30" data-webtasks-id="e33439ac-da2e-4ca9"><span class="text-red font-14 font-weight-bold" data-webtasks-id="811585e3-bdad-4317">Glossary</span><div class="h1 text-red my-10" data-webtasks-id="0cc217f4-dca5-47a8">payroll tax</div></div><div class="card-body pt-0" data-testid="CardBody" id="_108614" data-webtasks-id="b24aad62-a02c-4735"><div class="mx-10 font-serif lh-lg" data-webtasks-id="b64dfa15-5fea-4c3e">payroll tax, levy imposed on wages and salaries. In contrast to income taxes, payroll taxes do not include income from capital sources such as dividends and interest. Taxes on payrolls are seldom used as a source of general revenues, although in some developing countries the income tax base may actually include little beyond wages and salaries, the equivalent of the payroll tax base. Many countries do, however, levy payroll taxes to finance social security benefits, which include retirement and survivors’ benefits, disability insurance, and health care. Payroll taxes have become an extremely important source of revenue, especially in countries with aging populations that will place increasing demands on social security systems. Because of international differences in both social security programs and the extent of reliance on general revenues, however, payroll tax systems and rates vary widely between countries. Payroll taxes are virtually always collected through withholding, and they are often levied on both the employer and the employee. Unlike income taxes, payroll taxes usually make no allowance for the personal circumstances of the taxpayer, and, rather than being levied at graduated rates, payroll taxes often do not apply to income above a ceiling. It is therefore likely to be a regressive tax, both because of the ceiling on taxable payrolls and because labour income represents a declining fraction of total income as income rises. 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FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="a50c8066-eb7f-44d7">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/option-delta-and-gamma" data-webtasks-id="870a8c35-c140-4a38"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="d5f8add5-79f3-4c2d"><span data-webtasks-id="f412f29a-d73e-4a67">Directional risk in options: Understanding delta and gamma</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="7b066540-0c5a-4bc9"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="3e29643a-273b-48ef"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="63cd7d66-5384-4173">The rate of change of the rate of change.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="c5ce6544-224e-4c74"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="96047ef4-667f-4170"><div class="card-body" data-testid="CardBody" data-webtasks-id="73fc68e1-203c-42c3"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="7e235b9f-0fc7-4141">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/option-theta-vega-implied-volatility" data-webtasks-id="5550390e-5b9d-4c64"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="5f064238-458a-4fac"><span data-webtasks-id="8b22ea1d-a45d-40c7">Option theta, vega, and implied volatility: Navigating uncertainty</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="8956572a-d655-4dc0"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="408736e4-d004-479a"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="0dc9869e-ca7e-4a87">Time and tide wait for no option contract.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="50630c21-ca03-4842"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="f0e81c3c-108a-4d5e"><div class="card-body" data-testid="CardBody" data-webtasks-id="76090d60-aa8c-48dd"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="5ca2debc-41f1-499f">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/1031-exchange-real-estate" data-webtasks-id="8e25d8ab-4080-40bc"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="409c5db0-47e8-4f9b"><span data-webtasks-id="d402ff3e-dfd5-46d3">1031 exchange rules: How to avoid capital gains tax when selling property</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="6f0ffab8-c9bf-4748"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="96d77c65-0b59-45fa"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="5639b90e-346a-4c96"> It’s a “like-kind” kind of thing.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="96b096c9-a5a8-4db5"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="c2d6d393-077c-4792"><div class="card-body" data-testid="CardBody" data-webtasks-id="3a2bbcbd-2101-4ed3"><a class="label mb-5 d-block FinancePortalCard_Retirement__37MSA" href="/money/retirement" data-webtasks-id="3f9ab5be-7a73-4784">Retirement</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/what-is-a-401k-loan" data-webtasks-id="f55e8dd9-2c12-4baf"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="ab5d7a36-309e-4a19"><span data-webtasks-id="b74032fd-26bd-496d">Pros and cons of taking out a 401(k) loan</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="c9ac7293-cd33-4ae4"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="96c45297-d0a9-4aff"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="7b742371-b571-4514">Borrowing from your future self.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="4e92d72c-ba96-4a14"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="510ac82f-e5c9-43c6"><div class="card-body" data-testid="CardBody" data-webtasks-id="87ced423-c945-448b"><a class="label mb-5 d-block FinancePortalCard_Retirement__37MSA" href="/money/retirement" data-webtasks-id="be514cda-977a-494b">Retirement</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/defined-benefit-vs-defined-contribution" data-webtasks-id="0dfea77e-843c-4c81"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="d0c4852a-2550-4909"><span data-webtasks-id="a0cf4f4b-d291-4a25">Retirement 101: Defined benefit vs. defined contribution plans</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="a972c246-0b9c-4e76"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="b205dfa1-5284-4d1e"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="aa846731-d06f-4322">The burden has shifted from employer to employee.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="2f6b2055-65cd-4829"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="e72283f5-d4e5-4473"><div class="card-body" data-testid="CardBody" data-webtasks-id="b954277e-27de-478e"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="b00992a9-dd1c-4e30">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/currency-exchange-rates" data-webtasks-id="d80002de-4a63-4b40"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="afc5439f-d0ea-471a"><span data-webtasks-id="ec6c2567-cbf3-4f66">Following the money flow: How the global currency market works</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="7466378d-9b53-442e"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="cec0dc6d-625c-45e6"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="97655932-c49e-4a2d">Money: It sorta makes the world go round.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="a70c279f-fcc4-4ccb"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="127d5da7-8cec-4731"><div class="card-body" data-testid="CardBody" data-webtasks-id="0fff4adb-88f8-4b6e"><a class="label mb-5 d-block FinancePortalCard_Retirement__37MSA" href="/money/retirement" data-webtasks-id="3b7ebe46-75a7-453b">Retirement</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/retirement-bucket-strategy" data-webtasks-id="fc870ed9-ddd9-4393"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="5291c26f-8937-482a"><span data-webtasks-id="c272c8f3-1ebb-44df">How to use the retirement bucket strategy to protect your nest egg</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="58606b97-ad38-4831"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="bf56ccfd-26f4-4203"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="8f91bd0a-e299-4a5c">Three levels of risk and return.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="94b1777c-013c-42e4"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="e106af46-907d-4e62"><div class="card-body" data-testid="CardBody" data-webtasks-id="7c7f9449-6f44-43d5"><a class="label mb-5 d-block FinancePortalCard_HouseholdFinance__Lf6_6" href="/money/household-finance" data-webtasks-id="75b4fea4-e005-4409">Household Finance</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/what-is-a-donor-advised-fund" data-webtasks-id="df3a6447-1c0c-478b"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="2bc9ef52-c269-44ad"><span data-webtasks-id="0ee3d9ec-7144-47ff">Donor-advised funds: A way to give to charity and get a tax break</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="a6e13d59-d0b5-4e0c"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="05c46dce-e5a4-4b6e"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="29d5e191-1ed7-4d01">Set up your own charitable “foundation.”</div></div></div></div></div></div><div class="w-100 rw-slide" data-webtasks-id="65e20617-d3d2-4144"><div class="grid" data-webtasks-id="a11010ad-6e52-4214"><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="da8b1b02-b168-4051"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="c23affcb-1c18-4e35"><div class="card-body" data-testid="CardBody" data-webtasks-id="4ca2ce29-e2d4-4f0f"><a class="label mb-5 d-block FinancePortalCard_HouseholdFinance__Lf6_6" href="/money/household-finance" data-webtasks-id="a3d37e84-4c85-4b90">Household Finance</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/what-is-due-diligence" data-webtasks-id="e04fe0d8-604f-49e5"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="94dd8c94-4308-4924"><span data-webtasks-id="5ad548de-33a1-4170">What is due diligence? A professional and personal standard</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="eed271d9-89be-4cba"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="4718333d-9238-42af"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="d06e974a-abb7-4cff">Be sure to do your homework.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="2a4dc841-284f-4078"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="1499f2bd-ec19-4645"><div class="card-body" data-testid="CardBody" data-webtasks-id="d02c879a-be7a-4584"><a class="label mb-5 d-block FinancePortalCard_HistoryAndTheory__5Xv9q" href="/money/history-and-theory" data-webtasks-id="ea5663f2-1499-436c">History & Theory</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/topic/credit-card" data-webtasks-id="72bc6e36-65a7-484e"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="465af999-1e28-461b"><span data-webtasks-id="9a940cfc-0662-4939">credit card</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="52bc95f5-ed62-4853"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="3b7ec4d6-7091-45b5"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="a33da244-f21f-4b9b"></div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="78d02b7a-df15-43b5"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="17700bda-dd38-4d62"><div class="card-body" data-testid="CardBody" data-webtasks-id="2ee6ace7-ed0e-46a9"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="5dde5fbd-8343-4a13">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/fractional-share-investing" data-webtasks-id="8f36149e-accf-4f41"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="87d3aa17-6fdd-4fa6"><span data-webtasks-id="5d6b1de9-6c73-4b10">Fractional shares: Slicing stock into bite-size pieces</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="9931254d-0f4b-4f8b"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="d7a21604-8d4d-4bc5"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="0dee79b6-9f0b-4d59">No long-division calculations necessary.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="f73f9056-87e8-4ce7"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="0aedbc77-efd9-42b6"><div class="card-body" data-testid="CardBody" data-webtasks-id="0e3f5e9d-45c8-4155"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="27f43629-3cf6-4708">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/values-faith-based-investing" data-webtasks-id="afd03916-1653-4ef3"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="93600dd0-c350-40f8"><span data-webtasks-id="a483c83e-346c-42c0">How to invest according to your values or your faith</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="345ebe7f-11de-41b2"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="2225161e-4507-4e74"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="02e9839f-7cae-4c4e">Aligning your money and your beliefs.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="2bd2a90b-bba0-4b61"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="cdfcd04b-f573-4aaa"><div class="card-body" data-testid="CardBody" data-webtasks-id="63f29726-9240-4049"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="2782df6e-81e4-46d3">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/crypto-use-cases" data-webtasks-id="f6d9696f-d9fb-47f1"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="3f4e1c25-c163-42de"><span data-webtasks-id="e57ad759-9a64-4bf8">Crypto use cases: 9 ways to use cryptocurrency to manage money</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="a4e055de-0ec9-4650"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="08023816-1321-427d"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="226b261d-b99c-4922">It’s becoming more useful—but be careful.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="33d4ddeb-ac58-4daa"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="dfaab6a6-da12-4541"><div class="card-body" data-testid="CardBody" data-webtasks-id="d82dae76-f49c-42f1"><a class="label mb-5 d-block FinancePortalCard_Investing__02z6P" href="/money/investing" data-webtasks-id="272eb593-6da6-449e">Investing</a><a class="d-inline-block font-weight-semi-bold mb-5 position-relative FinancePortalCard_titleLink__Mn97c" href="/money/how-smart-contracts-work" data-webtasks-id="5fa6777c-13ab-4794"><div class="font-18 font-weight-semi-bold mb-0" data-webtasks-id="922fdbca-beca-4f80"><span data-webtasks-id="468c5ca3-bf3c-45a7">How smart contracts work with blockchain: A step-by-step guide</span> <svg aria-hidden="true" class="rmd-icon rmd-icon--svg position-absolute" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" data-webtasks-id="a5b00eb9-3904-4bcf"><path d="M12 4l-1.41 1.41L16.17 11H4v2h12.17l-5.58 5.59L12 20l8-8z" data-webtasks-id="0df2a629-5458-4a03"></path></svg></div></a><div class="font-14 font-serif text-gray-700 line-clamp clamp-2" data-webtasks-id="846850ce-6c96-414c">From creation to execution.</div></div></div></div><div class="col-100 col-sm-33 col-md-25 my-10" data-webtasks-id="0f98659b-d194-47aa"><div class="card h-100" data-testid="FinancePortalCard" data-webtasks-id="34e99ac8-f512-4161"><div class="card-body" 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