body: Given the indemnity clause of a website's ToS below, am I correct in my non-legal opinion that if someone hacks my account, even if due to the sites lack of security, and causes harm or loss, I'm financially on the hook for it? Is that enforceable?
  
  
  My location is Florida, but the company has offices at least five US states including California and North Carolina
  
  
  {Emphasis mine}
  
  
  15. INDEMNITY. You agree to indemnify and hold harmless , its owners, affiliates, officers, directors, employees, consultants, licensors, agents, and representatives from any and all third party claims, losses, liability, damages, and/or costs (including reasonable attorneys’ fees and costs) arising from your violation of these Terms, or your infringement, **or infringement by any other user under your name or account (whether or not authorized or known to you),** of any intellectual property or other right of any person or entity. We will notify you promptly of any such claim, loss, liability, or demand, and in addition to your foregoing obligations, you agree to provide us with reasonable assistance, at your expense, in defending any such claim, loss, liability, damage, or cost.
  
  
  
title: Are over-zealous indemnity clauses enforceable?