body: My employer stopped taking my my 401k contributions after 12 years of my participation. They said since I am a union member I was never really eligible. However they won't release my funds so that I can start my own IRA.It seems to me if I can't contribute to the 401 my participation has been terminated and they should have to make the appropriate distributions. I appreciate any information anyone has on this subject. 
  
  
  
title: Can my employer hold my 401k funds and not allow me to continue to contribute?