body: I have a contract that was signed on Nov 4, 2016. It says that we can cancel the contract within three business days from the above date. Additionally, it also says "To cancel this transaction, mail or deliver a signed and dated copy of this cancellation notice to" followed by an address and "no later than midnight of Nov 9, 2016". I am wondering if midnight of Nov 9 means a minute after Nov 8 11:59PM or it is after Nov 9 11:59PM.
  
  
  
title: What does "No later than midnight of a day" mean?