body: My daughter wrecked her car years ago and totalled it. My wife co-signed the loan. The insurance check to pay for the car was sent and my wife mailed it off to the bank that financed it. A time later, the bank calls for payment and my wife states that it was mailed off to​ the bank for repayment. The bank has no record of it being sent. It has now gone into collections. We have no recourse that we know of. Looking for suggestions.
  
  
  
title: Financial responsibility of payoff of totalled car